Mobile App Top-Up
Step-by-Step Instructions
- 1Download your carrier's official app — Singtel MySingtel, StarHub+, M1 MyAccount, or GOMO/Circles.Life app.
- 2Log in with your registered mobile number or MyInfo/SingPass for first-time users.
- 3Navigate to 'Top-Up', 'Add Value', or 'Recharge' — the label differs by carrier.
- 4Enter the amount (usually $5, $10, $20, $30, $50 denominations are offered).
- 5Select a payment method: credit/debit card, PayNow QR, or stored card on file.
- 6Confirm the transaction. You'll receive an SMS confirmation within seconds.
- 7Restart your phone if top-up credits don't appear immediately (rarely needed).
Fees & Surcharges
No additional surcharges for card payments within your carrier's own app. PayNow top-ups are always free.
Supported Carriers
- Available 24/7 from anywhere
- Instant credit — no waiting
- Full transaction history in-app
- PayNow option is fee-free
- Requires smartphone and internet access
- App login can be tricky for elderly users
- Some older prepaid plans not supported in newer apps